Aayush Gupta — Risk, Controls & Compliance Leader

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Flutter Entertainment (Junglee Games)

• arrow_forward_iosEstablished governance framework comprising Product Controls & Compliance monitoring, ISO 31000 aligned ERM, Regulatory Compliance monitoring, Process Governance, Financial & Data controls, AML and ABC, integrating Junglee into the Group's enterprise controls environment.
• arrow_forward_iosLeading implementation of DPDP for product & functional streams and AI governance. Supervised the organisation-wide ISO 27001 certification.
• arrow_forward_iosEstablished the ethics framework comprising the Code of Conduct, Anti-Bribery & Corruption Policy and Whistleblower programme; led organisation-wide & Board-level training, and served as Ombudsman and Chief Investigator for whistleblower complaints.
• arrow_forward_iosDeveloped and deployed (with engineering team) a corporate governance AI agent which assimilates, analyses and responds with compliance status or compliance risk assessment based on organizational context.

Paytm (One97 Communications)

• arrow_forward_iosSelected by the Founder, Board and investors as part of a three-member transformation office to institutionalise corporate governance ahead of Paytm's ~$2.5Bn IPO to design and implement enterprise governance, risk and compliance frameworks across Payments, Lending, Wealth, Insurance, Consumer Internet and Gaming businesses.
• arrow_forward_iosInstitutionalised and led Enterprise Risk Management, Risk based Internal Audit planning, Legal & Regulatory Compliance monitoring, Whistleblower, Anti-Bribery & Corruption, ISO 22301-aligned BCDR, and bi-annual forensic spend reviews.

Tata Neu (Tata Digital)

• arrow_forward_iosHands on experience institutionalizing compliance frameworks for RBI's PA, PPI, Digital Lending Guidelines and NPCI compliance requirements; led GRC tracks for Tata Payments' PA and PPI applications to RBI, securing regulatory approvals.

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Bain Capital Portfolio — Centrient Pharmaceuticals

• arrow_forward_iosAMEA Risk Management anchor for Bain Capital's €550 Mn acquisition of Centrient. Implemented a class leading internal controls framework for commercial & financial processes while managing the transaction & transition risk during acquisition. Re-engineered the strategic risk monitoring and reporting framework, reducing gross risk exposure by 35% within 18 months.

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Flutter Entertainment (Junglee Games)

120M+

Players Protected

₹1K Cr

Monthly Funds Managed

• arrow_forward_iosLed a cross functional team to implement real-time monitoring of product controls for ~500M monthly transactions, covering matchmaking, gameplay anti-fraud controls, geo-blocking, KYC, deposits, and withdrawals.
• arrow_forward_iosSetup automated assurance over ~₹1,000 Cr monthly funds management and transaction fees. Reducing effort from 7 man-days to a few hours.
• arrow_forward_iosBuilt an AI agent to automate marketing collateral reviews against regulatory guidelines, reducing review time from 2–3 hours to minutes.
• arrow_forward_iosLed the Safer Gaming charter for a 120M+ player base, building an integrated intervention framework that increased player protection tool adoption 15x while positively impacting revenue.

Tata Neu (Tata Digital)

• arrow_forward_iosDesigned the alternate data strategy for launch of digital lending and BNPL businesses, embedding product controls to accelerate credit approvals while preventing identity theft and account takeover. (40,000+ Loans; ₹400+ Crore disbursed).
• arrow_forward_iosSet up product & process controls for TATA Neu × HDFC co-brand credit card launch (1 Mn+ cards issued). Ensured compliance with RBI-guidelines and partner-bank requirements across customer onboarding journey and hand-off points, data-sharing controls, billing & reward-point reconciliations, redemption flows and fair-usage limits.
• arrow_forward_iosUPI & Gift Card Fraud Prevention: Designed a first-principles based fraud management framework that delivered enterprise-grade fraud controls without a dedicated fraud platform, combining customer communications, contextual product interventions, transactional rules and dynamic watchlists.

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Dhani (Indiabulls Consumer Finance)

10+

Data Sources Validated

2x

Conversion Rate

• arrow_forward_iosConceptualised and institutionalised the Dhani Customer Trust Score (pre-AI era), an analytics-driven model using 10+ data sources to validate customer authenticity, doubling conversion rates with no increase in Day 90 DPD.
• arrow_forward_iosBuilt and led the Fraud Analytics function, redesigning risk analytics to evaluate signals in conjunction with business metrics and operational insights, reducing false positives in credit risk actions by 75%.
• arrow_forward_iosCo-developed, with the product team, an in-house sanctions screening product referencing 20+ sanctions / financial-crime lists — refreshing its inventory daily and matching new and existing customers each day, with reverse (delta) screening.

Paytm (One97 Communications)

20M+

Merchants Monitored

1B+

Monthly Transactions

100%

Precision Improvement

• arrow_forward_iosPromoted to be the Head of Risk Strategy and Analytics for payments and consumer internet businesses spanning 20Mn+ merchants who accepted Paytm for more than 1 Billion transactions every month. Led the teams designing transaction monitoring rules and deploying these to the product with Paytm's proprietary AI powered platform to identify and mitigate ecosystem abusers
• arrow_forward_iosRedesigned transaction monitoring rules for the merchant payments business, doubling precision (true positives) and increasing recall (detection coverage) to ~80%, without additional operational headcount.

Paytm (One97 Communications)

water_dropPremium Mineral Water Brand

local_shippingBeverage Company — Supply Chain

account_balanceBFSI Operational Risk Management

publicGlobal Beverages Leader

corporate_fareEvent Risk Management

credit_cardGlobal Credit Card Issuer

group_addTalent & Capability Build-out

contractContract Management Solution: Launch & Delivery Lead

account_balanceLarge Private-Sector Bank

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Flutter Entertainment (Junglee Games)

• arrow_forward_iosStood up a full AML/CFT program for a 120 Mn+ player base, extending due diligence to vendor and employee screening — integrated into Flutter's globally-integrated, SEC-aligned and FATF-based framework as part of a US- and UK-listed group.
• arrow_forward_iosImplemented the sanctions / watchlist screening tool and re-engineered platform-abuse rules to also capture AML typologies — structuring, layering, collusion and mule behaviour.
• arrow_forward_iosImplemented a FATF aligned AML/ CFT and Sanctions monitoring program in line with SEC requirements (as part of Flutter's globally integrated approach) and balancing the implementation from an Indian regulatory ask perspective.

Tata Neu (Tata Digital)

• arrow_forward_iosArchitected a unified, enterprise-wide screening strategy across payments, insurance and broking — common input data rails and a single screening engine deployed once for the whole group.
• arrow_forward_iosBuilt the framework and policies to comply with the requirements stipulated by the RBI and FIU-IND viz. reporting-entity obligations, KYC and suspicious-transaction reporting.

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Dhani (Indiabulls Consumer Finance)

• arrow_forward_iosAssessed PMLA applicability for a hybrid PPI-issuer-plus-lender business model and stood up the full AML program end-to-end, working in tandem with operations, business and legal.
• arrow_forward_iosCo-developed, with the product team, an in-house sanctions screening product referencing 20+ sanctions / financial-crime lists — refreshing its inventory daily and matching new and existing customers each day, with reverse (delta) screening.